Micro Loans

Micro loans give young people the chance to move their lives forward by clearing one of the common barriers to progress - a lack of resources.
Many of our players face financial obstacles that can halt progress, such as a broken car, an unexpected school fee, or the chance to pursue a job or certification they cannot afford.​
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With interest-free loans of $1,000 to $2,000, paired with financial coaching and accountability, we help them overcome immediate barriers and unlock long-term opportunity. A donation at the $1,000 to $2,000 level directly funds one full loan, creating a powerful and personal impact that recycles year after year as the loan is repaid.​
We’re actively looking for donors to fund individual loans. You can remain involved as a mentor and advisor to support the recipients all the way through to repayment, or you can simply make your donation and step away. In either case, we would greatly value your support.​
Key Stats
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Micro-finance programs globally have repayment rates of over 90%
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Immigrants are almost twice as likely as U.S.-born individuals to start a business
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The Refugee Micro‑enterprise Development Program achieved a business survival rate of 88% after 14 years
​Opportunity​
Provides young refugees with practical financial support to access work, education, transportation and training that would otherwise be out of reach​
Accountability
Pairing each loan with coaching, clear agreements and regular check-ins builds responsible habits while ensuring every participant stays committed.​
Sustainability
Repaid loans return to the fund, allowing each donation to support multiple players over time and creating long-term, community-driven impact.
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To get involved, contact Michelle Shattuck (michelle@amaanahservices.org)



